Steps to Ownership

Steps to Home Ownership

If you are buying a home, following these simple steps can really help turn you from “buying a home” to “living your dreams” in your great new home!

The professionals at RCM seen the value of understanding the process of buying a home and we want you to be able to keep a “bird’s eye view” of the entire process of buying a new home. Bear in mind that each real estate property transaction is unique. You may even know someone who will tell you differently that what is listed here. But chances are, when you are buying a home, you will encounter these items.

Prep time: Assess your desires. Diligently search out and determine the areas in which you want to look at buying a home.

Pre-Qualifying: Discover how to qualify for a home loan for buying a home and have written proof of your financial situation and potential loan approval.

The Search: Narrow your parameters, and dig in! Gauge your real interest in buying a home, and search, search, search! Real Estate Listings are waiting on you!


Average Down

Buyers who purchased a home in 2014 put 14 percent down, translating into an average $32,141


National Median
List Price

In July 2015, the national median sales price of a non-distressed home was $219,500

The Offer: Make a reasonable offer—within the fair market considerations—when buying a home. Research how to make an offer on a house.

Inspections: Home Inspection can be the key to finding a dream home, and avoiding nightmares when buying a one! Get your prospective home professionally inspected!

Underwriting: This can be a lengthy process when buying a home. However, loan approval and credit risk assessment is a vital part of this process.

Insurance: Protect your investment. Home Owner’s Insurance can be the difference between total loss and total redemption when buying a home.

Closing: You’ve decided everything: including who pays closing costs, now you just….SEAL THE DEAL!

YES! YOU DID IT! You were successful in buying a home. Now do yourself a favor and BREATHE! Remember that after buying a home, many brand new homeowners experience something called “buyer’s remorse.” But don’t panic! This is now YOUR HOUSE! No more wasted, empty rent payments. You can enjoy the fun of watching your home equity grow. Return on your investment! Buying a home is definitely the best way to live! ENJOY IT!

RCM National Realty is an exclusive and boutique real estate company dedicated to helping each client customize their buying or selling experience to best fit their families’ schedule and housing needs. With our diverse group of agents it is easy to find a qualified agent that understands the market you are interested in. Let RCM National Realty open the doors to your real estate dreams!

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Steps to Ownership

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